FORGOT YOUR DETAILS?

Logout

Risk Insurance

Each year many Australian families are affected by a serious illness or injury.

While our first thoughts are of the emotional impact this brings, the financial consequences can also be devastating.

We’ve found that no one wants to give the matter too much thought, but there is something very reassuring about knowing that if the worst were to happen, your family would be financially secure.

Life and income protection insurance cover can provide financial assistance and peace of mind if the unexpected happens.

The trouble is, this reassurance comes at a price.

And the while the decision is more about the stage of life you have reached than simply your age, the longer you put off starting a policy the greater that price is likely to be.

Getting the right cover for your circumstances

But how do you know the type of cover you need and at what level?

If you have dependents whose well-being relies on your income, or debt levels that require ongoing servicing, we would recommend that you consider risk insurance.

Taking into account your individual circumstances, we can advise you on the best mix and level of cover across the main types of risk insurance available:

  • Term Life insurance & Life or Death Cover – which pays a lump sum to your dependents if you die
  • Total and Permanent Disablement insurance – which provides a lump sum payment if you are permanently unable to work
  • Trauma insurance – which provides a lump sum if you suffer or contract a critical condition
  • Income Protection – which replaces your income if you are unable to work due to illness or injury.

How Metropole can help you

Our specialists can assist you in this important area of your financial plan.

We look at factors like your assets and liabilities, how much you would need to maintain your family’s standard of living, and any financial commitments that would be compromised in the event of a catastrophic change in your circumstances.

For an obligation-free appraisal of your personal situation and needs, call Metropole Wealth Advisory now on 1300 20 30 30 to discover how we can help you – now and in the future.

Alternatively, submit your enquiry here and we will contact you.

Metropole Wealth Advisory Pty Ltd provides financial planning advice including Superannuation through a referral agreement with Metropole Financial Planning Pty Ltd a Corporate Authorised Representative of Infocus Securities Australia Pty ltd (ABN 47097797049) AFSL number 236523.

Relevant case study

Tax Return
Friday, 26 April 2019 / Published in Uncategorized
Australia is an entrepreneurial country of more than two million small businesses. Perhaps it’s our “give it a go” attitude that sees so many of us decide to take control of our financial futures. Of course, without small businesses, our economy wouldn’t exist given some 97 per cent of all businesses are classified as ones
Partnership Team3
Friday, 26 April 2019 / Published in Case studies
There are a growing number of people in Australia wanting to create wealth by undertaking a  small property development. Unfortunately, many people attempt it when they don’t have the knowledge or the know-how, and they end up financially worse off than they were before. Others, while clearly capable of managing the project, don’t set up

Interested in other services?

Sort By: Direction:

Hear from our clients

np_stars_1026249_000000@2x


My real challenge before meeting with Ken Raiss from Metropole Wealth Advisory was getting good tax and property advice from other professionals that I had previously met with. I was after and needed help on my complex tax and property development matters.

I had previously been looking at different organisations but found it difficult to find the right person who had the understanding and expertise to help me in my situation. I was hearing the same thing from advisers I was seeing.

I wanted to engage in an organisation that could teach me something new and give me good solid advice on the more complicated issues, and grow and protect my business.

I initially came across Ken by listening to his podcasts. I liked what I had heard and decided to contact Metropole Wealth Advisory.

After I met with Ken I was impressed. I was able to get very helpful advice – some new strategies that I had never heard of before. I feel I now have direction. I feel I have learned a lot from Ken and have a clearer understanding of where I need to go moving forward.

Paul M.

Book a consultation with Ken Raiss

and formulate a Strategic Wealth Plan for you, your family or your business

Metropole Wealth Advisory Pty Ltd is a multidisciplinary business that provides a number of services including Tax, Asset Protection, Structuring, Strategic Planning and Financial Services. Ken Raiss and Metropole Financial Planning Pty Ltd is only authorised by Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL No. 236523 to provide Financial Services only.

Ken Raiss

​​​​​​​Director of Metropole Wealth Advisory

TOP