Many of our clients set up a Self Managed Superannuation Fund (SMSF) as part of their asset protection, wealth creation and estate planning strategy.

But that's what we specialise in… Helping our clients grow, protect and pass on their wealth.

While there are many changes happening in the superannuation space at present, some things have stayed the same, including the fact that there are still multiple benefits to running your own super fund.

In fact, more and more Australians are opting to take control of their superannuation and setting up self-managed super funds (SMSFs) but before embarking on an SMSF get specific advice to ensure it is right for you.

Some of the ways you may benefit from setting up your own SMSF include:

  1. A SMSF allows a trustee to consolidate the super assets of up to four members into one larger pool of funds, which increases investment opportunities.
  2. SMSFs can provide flexibility with more investment options. Trustees can invest directly in shares, high-yielding cash accounts, term deposits, income investments, direct property, unlisted assets, international markets, collectables and more.
  3. Tax effectiveness: Like all super funds, SMSFs benefit from concessional tax rates. In the accumulation phase, tax on investment income is capped at 15 per cent; in the pension phase, there is no tax payable, not even Capital Gains Tax. Carefully considered tax strategies can help trustees grow their super savings and reduce tax payments as they transition to retirement.
  4. SMSFs allow greater flexibility for multiple members to run a mixture of accumulation and pension accounts. Trustees can adjust their investment mix as it suits them, allowing for a fast response to changes in market conditions, super rules or personal circumstances.
  5. The cost of administration could be reduced using an SMSF. While SMSF trustees must lodge an annual tax return and audit, and pay ATO fees, these costs are based on the time to prepare and not based on a percentage of your super balance. This means the more an SMSF grows, the more cost-effective it becomes.
  1. Increased transparency and control. You’re in control of your SMSF’s meaning you can chose where and how you invest and you will have a better understanding where your money is invested, with complete visibility over performance and tax treatment.
  2. You can increase the size of your nest egg through leverage. You can purchase residential property with debt.
  3. You may be able to influence the valuation of properties in your fund through cosmetic renovations and improvements using cash within the SMSF.
  4. SMSFs can borrow to purchase your business premises. It’s important to understand that a SMSF member can’t live in a residential property owned by their SMSF.
  5. Estate planning: Having a SMSF provides the flexibility to plan who receives the member’s death benefits, when they receive it and how they receive it, such as a pension or lump sum.


It’s no secret, however, that the superannuation landscape can be complex.

That’s why it is critical to receive licensed professional guidance before establishing your own super fund as well as during its duration.

So if you’re wondering whether a SMSF is the right investment vehicle for you, please chat with us at Metropole Wealth Advisory so we can help you understand all of the benefits mentioned above, as well as many more.


Want to know if setting up a SMSF is right for you? Call Metropole Wealth Advisory now on 1300 20 30 30 to discover how we can help you – now and in the future.

Alternatively, submit your enquiry here and we will contact you.

Metropole Wealth Advisory Pty Ltd provides financial planning advice including Superannuation through a referral agreement with Metropole Financial Planning Pty Ltd a Corporate Authorised Representative of Infocus Securities Australia Pty ltd (ABN 47097797049) AFSL number 236523.

Relevant case study

Choose Property
Wednesday, 07 August 2019 / Published in Uncategorized
Did you know that only 300,000 or so people own two investment properties in Australia? The number who owns three or more falls dramatically from the figure. However, more and more people are taking charge of their financial futures by buying investment-grade real estate assets. Like so many things with wealth creation, though, there are
Big Taxes
Wednesday, 24 July 2019 / Published in Uncategorized
No one ever sets up a business with the intention to fail. Rather, entrepreneurial types are motivated by a multitude of factors such as personal drive and ambition or a desire to work for themselves or to create a particular product or service. Sometimes it’s as simple as wanting to be in charge of our

Interested in other services?

Sort By: Direction:

Hear from our clients


I have worked with other accounting specialists but none have been as insightful or knowledgeable as Ken. I learned so much from him.

He blows my mind – he is so creative in the way he can develop an airtight strategy – he looks at your situation from every perspective.

I can see why he is in high demand. He has helped me so much in my moving forward.

L. Lim

Book a consultation with Ken Raiss

and formulate a Strategic Wealth Plan for you, your family or your business

Metropole Wealth Advisory Pty Ltd is a multidisciplinary business that provides a number of services including Tax, Asset Protection, Structuring, Strategic Planning and Financial Services. Ken Raiss and Metropole Financial Planning Pty Ltd is only authorised by Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL No. 236523 to provide Financial Services only.

Ken Raiss

​​​​​​​Director of Metropole Wealth Advisory